How to Earn Points with Credit Cards: Analysis of Popular Topics on the Internet
Recently, the method of earning credit card points has become a hot topic, and many users hope to use points to redeem discounts or increase consumption returns. This article will combine the hot content of the past 10 days to provide you with a detailed analysis of credit card points earning techniques and provide structured data reference.
1. The core method of earning credit card points
The following are the methods for obtaining credit card points that have been discussed most recently by netizens:
| Way | heat index | Applicable people |
|---|---|---|
| Daily consumption points | ★★★★★ | All cardholders |
| Sign-up bonus points | ★★★★☆ | new user |
| Multiple points event | ★★★★★ | active users |
| Recommended card points | ★★★☆☆ | social butterfly |
2. Inventory of recent popular credit card points activities
According to the official announcements of major banks and discussions among netizens in the past 10 days, the following points activities have received the most attention:
| bank | Activity content | expiration date |
|---|---|---|
| China Merchants Bank | 5x points for overseas purchases | 2023-12-31 |
| China Construction Bank | Double points on weekend dining purchases | 2023-11-30 |
| Bank of Communications | New users will receive 10,000 points for their first purchase | 2023-12-15 |
| China CITIC Bank | Enjoy 3x points when spending at designated malls | 2023-11-25 |
3. Tips for using credit card points
1.Points validity management: The validity periods of points from different banks vary greatly, so it is recommended to give priority to points that are about to expire.
2.High Value Exchange Options: Airline miles and high-end hotel stays usually provide higher redemption value.
3.Points used in combination: Some banks support points + cash payment method, which can increase the flexibility of use.
4.Pay attention to special redemption events: The bank launches point bonus or discount redemption activities from time to time, which can greatly increase the value of points.
4. Credit card points value rankings in 2023
According to recent statistics, the value comparison of mainstream credit card points is as follows:
| bank | Value per 10,000 points (yuan) | Best exchange options |
|---|---|---|
| China Merchants Bank | 150-200 | air miles |
| Bank of Communications | 120-180 | gas card |
| China CITIC Bank | 100-150 | e-commerce shopping |
| China Guangfa Bank | 80-120 | Supermarket shopping vouchers |
5. Things to note when earning credit card points
1.Avoid points expiration: Check the validity period of points regularly and formulate a usage plan.
2.Be wary of points traps: Some "quickly earn points" methods may violate bank regulations, resulting in points being withdrawn.
3.Reasonably plan consumption: Don’t overspend just to earn points, causing a financial burden.
4.Pay attention to changes in terms: The bank may adjust the points rules, so please keep abreast of the latest policies.
Through the above analysis and data display, I believe you have a more comprehensive understanding of earning credit card points. Reasonable use of credit card points can bring extra value to daily consumption, but remember to act within your ability and use the card rationally.
check the details
check the details
en
